7. Discover it® Cash Back
If you’re looking for a cash-back card with no annual fees that offers a cashback match that is both attractive and rotates bonus areas, the Discover it® Cash Back is an excellent choice. If you can take advantage of all the extra categories on this card, it provides great value and versatility.
Rewards Program:
- Receive 5% cash back on up to $1,500 in quarterly bonus areas that rotate.
- Receive 1% cash back on every other transaction.
- Cashback MatchTM: After your first year, Discover will automatically match all of the cash back you have accrued.
Key Benefits:
- No yearly charge
- APR is 0% for the first 15 months on purchases; after that, a variable APR is charged.
- Free Credit Score from FICO®
- There are no fees for overseas transactions
Annual Fee: $0
8. American Express® Blue Cash Preferred® Card
Families and those with high petrol and grocery expenses could consider the American Express® Blue Cash Preferred® Card. This card provides significant value for its affordable annual fee thanks to its robust rewards program and worthwhile annual credits.
Rewards Program:
- Get 6% cash back at US supermarkets (up to $6,000 annually, after which 1% is awarded).
- Receive 6% cash back on a few U.S. streaming plans.
- Get 3% cash back on gas and while traveling at US gas stations.
- Receive 1% cash back on every other transaction.
Key Benefits:
- Up to $6,000 in annual cash back at U.S. supermarkets equals $360.
- The first year is free of charge; thereafter, there is a $95)
- There are no fees for overseas transactions
- Entry to the Global Lounge Collection® by American Express
Annual Fee: The first year’s initial yearly charge is $0; thereafter, it is $95
9. Capital One SavorOne Cash Rewards Credit Card
For individuals looking for a cash-back credit card without an annual fee that offers bonus returns on eating and entertainment expenditures, the Capital One SavorOne Cash returns Credit Card is a great choice. This card is a good option for people who like entertainment and eating out because it has a good rewards program and worthwhile perks.
Rewards Program:
- Receive 3% cash back on purchases made for entertainment and dining.
- Save up to 3% on groceries (not superstores like Walmart and Target).
- Receive 1% cash back on every other transaction.
Key Benefits:
- No yearly charge
- There are no fees for overseas transactions
- Entry to unique dining experiences and events through Capital One’s dining program
