4. Capital One Venture X Rewards Credit Card
For frequent travelers, the Capital One Venture X Rewards Credit Card is a premium travel rewards card that provides outstanding value. This card is a formidable challenger in the premium travel card category because to its significant travel credits, flexible redemption choices, and substantial sign-up bonus.
Rewards Program:
- When you book lodging and vehicle rentals via Capital One Travel, you’ll receive 10X miles.
- When you purchase flights via Capital One Travel, you can earn 5X miles.
- Get 2X miles for every additional purchase.
Key Benefits:
- $300 yearly travel credit
- Free entry to Plaza Premium Lounges and Capital One Lounges
- Credit for the Global Entry or TSA PreCheck fees
- There are no fees for overseas transactions
- Complete trip protection and acquisition insurance
Annual Fee: $395
5. Chase Freedom Flex℠
With changing bonus categories and a strong flat-rate cash-back earning on all other transactions, the Chase Freedom FlexTM is a flexible cash-back credit card. If you want to maximize your cash-back rewards without having to pay an annual fee, this card is a great option.
Rewards Program:
- Receive 5% cash back on up to $1,500 in quarterly bonus areas that rotate.
- Receive 5% in cash back when booking travel with Chase Ultimate Rewards®.
- Receive 3% cash back on restaurant and pharmacy purchases.
- Receive 1% cash back on every other transaction.
Key Benefits:
- No yearly charge
- APR is 0% for the first 15 months on purchases; after that, a variable APR is charged.
- Protection against purchases and extended warranty coverage
Annual Fee: $0
6. Bank of America® Premium Rewards® Credit Card
For individuals looking for a comprehensive rewards program that emphasizes dining and travel, the Bank of America® Premium Rewards® Credit Card is a great option. This card is well worth the fair annual charge because of its considerable advantages and great rewards program.
Rewards Program:
- Get double points for eating and travel purchases.
- Get 1.5X points for every additional purchase.
- If you are a member of Preferred Rewards, receive a 25%–75% rewards bonus.
Key Benefits:
- $100 yearly credit for incidental airline fees
- There are no fees for overseas transactions
- Purchase security and travel insurance
- Entry to the Travel Center offered by Bank of America®
